Life Insurance Options

(Basic Life/Supplemental Life/Dependent Life Plan Document)

(AD/D Life Insurance Plan Document)

Basic Life Insurance

All benefits-eligible employees receive basic life insurance coverage in the amount of $25,000 at no cost.  Basic Life Insurance has an Accidental Death & Dismemberment (AD&D) provision.

Supplemental Life Insurance

Employees may purchase supplemental insurance in the amount of up to three times their annual salary (maximum coverage of $300,000) or a flat $15,000 policy.  Supplemental Life Insurance also has an Accidental Death & Dismemberment (AD&D) provision.

Premiums per $1,000 of coverage are age-based.  Employees age 67 or older at the time of employment, reductions in Supplemental Life will apply.  Please contact the Benefits & Data Management Staff @ 721-3770 for additional information.

Dependent Life Insurance

Dependent life insurance is also available to employees who are eligible for group life insurance.  Dependent life insurance provides coverage in the amount of:

• $15,000 for spouse  
• $15,000 for children between six months and 19 years of age (unmarried children who are full-time students, may be covered to the age of 26) - student status documentation is required. 
• $2,000 for children who are between 14 days and six months of age

Premium is $5.81 per month for the entire family unit.

*It is the employee's responsibility to notify the Human Resources Benefits & Data Management Staff @ 721-3770 if a dependent age 19 or older is no longer eligible for dependent life coverage. Failure to contact Human Resources may result in non-refundable premiums being paid to the vendor.

Personal Accident Insurance (AD/D)

Accidental death and dismemberment insurance is available to all benefits-eligible employees with a work commitment of .50 or  greater.

• Employee - $0.25 per month/per $10,000
• Family - $0.35 per month/per $10,000